No. Grace & Grove provides credit education, financial readiness, and homebuyer preparedness. Mortgage products, underwriting, qualification, and approval decisions are handled by licensed mortgage professionals.
Grace & Grove plans to accept Venmo and PayPal. A payment-plan option is being finalized and will be announced once the terms are established. Payment availability depends on the product or service and the applicable enrollment agreement.
No. Credit outcomes depend on individual circumstances and information maintained by credit reporting companies and furnishers. We focus on education, lawful processes, practical action steps, and readiness.
Accurate negative information generally cannot simply be removed because it is negative. We help clients understand their reports and identify information that may be inaccurate, incomplete, duplicated, or otherwise worthy of review through an appropriate process.
That is exactly when preparation can be useful. You do not have to be actively shopping for a home to start learning about your credit and organizing your financial readiness.
Yes. The roles are different. Grace & Grove focuses on education and preparedness; your realtor and lender handle the licensed services within their respective roles. Information sharing should be authorized by the client when appropriate.
Yes. During the consultation, access to your credit report will be needed so we can better understand your starting point and discuss appropriate next steps. Grace & Grove will send you a separate secure link and instructions for completing that step.
Start with a consultation. We will discuss your goals and determine whether Grace & Grove's education and readiness services are a fit.